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rracb
MagicJack Newbie


Joined: 03 Feb 2008
Posts: 1

PostPosted: Mon Jul 06, 2009 4:22 pm    Post subject: Credit Cards... Reply with quote

What does the assembly think of the following discourse?



Please wait for a site operator to respond.

Chat InformationYou are now chatting with 'Lex'

Lex: Hello, how may I help you?

Alfred: Hi - in the MyMagicJack profile info I see how to ADD a credit card. How do I delete one?

Lex: I do apologize Alfred but you cannot delete the credit card information that was stored there, you can only Add card information but you cannot delete.

Alfred: Why not? Can you delete one?

Lex: No Alfred, I cannot delete it.

Alfred: What if I do not want MagicJack to store my credit card info? Can you guarantee your site can't be hacked?

Lex: Yes Alfred, please don't worry because this is a highly secured the prevents for hackers and intruders. We have a lot of magicjack's customer here Alfred and we don't have any complains that there a hacked issue on their credit card or debit card.

Alfred: Thanks...
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PostPosted: Mon Jul 06, 2009 4:22 pm    Post subject: Magicjack support, tips, tricks, and hacks


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Llamaman
MagicJack Contributor


Joined: 24 Apr 2009
Posts: 57
Location: Texas

PostPosted: Tue Jul 07, 2009 9:15 am    Post subject: Reply with quote

Wow. That's disturbing. I don't know of anywhere else that won't let you delete credit card info. Normally, there's at least an option to replace it.

Thanks for the heads up. If I extend my service when it's up, I'll remember to use the option to generate a single use random credit card number. I'm not sure how many credit cards do that, but Citicard does.

Or maybe one of those prepaid Visa/MC gift cards would be a good alternative.
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az2008
MagicJack Sensei


Joined: 20 Aug 2008
Posts: 1404
Location: Tempe, AZ

PostPosted: Tue Jul 07, 2009 10:08 am    Post subject: Reply with quote

Llamaman wrote:
If I extend my service when it's up, I'll remember to use the option to generate a single use random credit card number.


If MJ already has your card number, it doesn't make a difference does it?

In the first year or two of MJ's existence they used the credit card number to verify the identity of a user. If you contacted them because you couldn't access your account settings (my.magicjack.com) they would authenticate that you were really you by asking for your credit card number again.

That raised questions like how MJ authenticated someone who no longer had the card used to purchase MJ, or purchased through retail (which began last October?). AFAIK, nobody has discovered answers to those questions. (Nobody has contacted chat support pretending to not have their credit card number.).

The answer to that could be scarier than the fact that MJ keeps your credit card number and uses it as a form of ID. Without a reliable ID, anyone who knows your credit card number could take control of your MJ account. (Check your voice mail. Forward calls. Change your number.). And maybe anyone who doesn't (depending on how MJ handles the condition of you not having your card, or purchasing retail).

Mark
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Llamaman
MagicJack Contributor


Joined: 24 Apr 2009
Posts: 57
Location: Texas

PostPosted: Tue Jul 07, 2009 2:54 pm    Post subject: Reply with quote

az2008 wrote:

If MJ already has your card number, it doesn't make a difference does it?


Yes, if they had it, it would be too late. Seems like the moral to this story is to buy the dongle from a retailer. Like many of us have done.

A virtual cc number can be retrieved if needed for ID purposes, but I don't know how for how long after using it. I suppose I could have used one for the initial purchase if I would have bought it directly. I really don't like the idea that they won't delete or at least replace cc data. They can't guarantee that they'll be safe from hackers forever.
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az2008
MagicJack Sensei


Joined: 20 Aug 2008
Posts: 1404
Location: Tempe, AZ

PostPosted: Tue Jul 07, 2009 5:04 pm    Post subject: Reply with quote

Llamaman wrote:
the moral to this story is to buy the dongle from a retailer. Like many of us have done.


But, then you fall into the gray area where MJ says they don't support the product, you have to go back to the retailer. One user recently ranted about how he fell into this trap, with Radio Shack saying they don't support MJ (and MJ saying they don't support it because he bought it from Radio Shack).

So, there's another moral to the story. Be careful which retailer you buy from. The Best Buy web page says MJ comes with a 1-year warranty on parts and labor. That might be the safest choice. If someone buys from Best Buy, print that page out and keep it.

The hoops we go through for $1.67 per month. Surfing to the page. Printing it. That's gotta cost a week's worth of service. Smile

Llamaman wrote:
They can't guarantee that they'll be safe from hackers forever.


Based upon the way MJ does many other things, I'd expect sensitive info to be completely insecure.

But, for $1.67 per month, I'd gladly accept a kick in the nards. What's a little credit card fraud? Smile

Mark
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mufon
Dan isn't smart enough to hire me


Joined: 25 Jan 2008
Posts: 296
Location: HIghland Village, Texas

PostPosted: Mon Jul 13, 2009 11:45 am    Post subject: Reply with quote

Tell your cardholder host (bank?) that you lost your card so you get a new number. The card I use routinely gets a new condom about every couple of months.
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vnecaxa
MagicJack Contributor


Joined: 28 May 2009
Posts: 60

PostPosted: Fri Aug 14, 2009 12:16 pm    Post subject: Reply with quote

Another option is to use Paypal Plugins when paying directly on MJ's webpage. It generates a random single-use card number that MJ will accept. It deducts the balance from your paypal account. Once accepted, that card number becomes invalid. Pretty neat stuff.
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Alesana
MagicJack User


Joined: 05 Mar 2009
Posts: 44

PostPosted: Tue Sep 22, 2009 1:10 pm    Post subject: Reply with quote

vnecaxa wrote:
Another option is to use Paypal Plugins when paying directly on MJ's webpage. It generates a random single-use card number that MJ will accept. It deducts the balance from your paypal account. Once accepted, that card number becomes invalid. Pretty neat stuff.
+1 So if you don't want to purchase from a reseller, better off use a paypal plug-in..
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haitian1
MagicJack Newbie


Joined: 24 Jan 2009
Posts: 6

PostPosted: Tue Dec 29, 2009 10:19 am    Post subject: Reply with quote

vnecaxa wrote:
Another option is to use Paypal Plugins when paying directly on MJ's webpage. It generates a random single-use card number that MJ will accept. It deducts the balance from your paypal account. Once accepted, that card number becomes invalid. Pretty neat stuff.


Paypal plugin no longer available. Is there another option Would the PayPal Debit Card work?
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Mary Jane User
MagicJack Newbie


Joined: 01 Jan 2010
Posts: 2

PostPosted: Fri Jan 01, 2010 6:35 pm    Post subject: Cannot remove / revixe credit card information stored at mj Reply with quote

I am a brand new user and am just now learning about some of the "options" of using magicJack. After placing my credit card info with MJ and making a purchae of extending my subscriotion, I thought about the ramifications of having my credit card info here and looked for a way to modify or remove my credit card.

I could not believe this when I tried to update my card info and then searched and found that this is NOT possible!?!?!? WTF people!?!? I must say that ANY reputable service or product provider on the internet from eBay to Dell to Amazon (3 of the biggest) will allow one to either change OR to DELETE this info at your request.

What the heck is UP with this company that they will not delete or update our credit card information?!? This is a HUGE security risk and I will not go into detail to describe how and why, but this is an incredible no-no for anyone who is concerned about their security. I plan to complain to mJ and insisit that my card info be removed. Yikes.
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crackerjack
Dan Should Pay Me


Joined: 16 Nov 2007
Posts: 726

PostPosted: Fri Jan 01, 2010 7:32 pm    Post subject: Re: Cannot remove / revixe credit card information stored at Reply with quote

Mary Jane User wrote:
I must say that ANY reputable service or product provider on the internet from eBay to Dell to Amazon (3 of the biggest) will allow one to either change OR to DELETE this info at your request.

First mistake....suggesting that magicjack belongs to a group of reputable companies. Keep reading this forum and you will be on the phone screaming to your credit card company to blot out the number MJ now has on file.

I harken back to the olden days when, for instance, you could use a public gateway on the MJ site, plug in a phone number (MJ or not) and get a complete dump of any calls referring to that number that were handled by the MJ system.

I still have "call detail records" of several month's worth of calls to and from XXX's personal phone number....

Even more curious is their propensity for tracking the IP address from whence each call on the MJ system originates.

Anybody want to hazard a guess as to the extent and purpose of the data mining activity performed by the worm installed by MJ software?

Strange but true...These escapade as well as many others made me verrrry leery of providing MJ with accurate personal info.
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CrackerJack

MagicJack Customer #73
MagicJack user since May 2007
MagicJack abuser since June 2007
"I gots mo' numbers than a Lotto machine!!!"
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Mary Jane User
MagicJack Newbie


Joined: 01 Jan 2010
Posts: 2

PostPosted: Fri Jan 01, 2010 7:52 pm    Post subject: Cannot Delete Credit Card Info from mJ System Reply with quote

Yies and YIKES again! So then WHY are people even getting involved with this sketchy company? Why hasn't the BBB, Consumer Affairs or anyone else jumped into the fray?

Where are the mass of complaints from abused users? Are people really that placated by $20 / year phone service? We have used Vonage for many years and figured that we would test this device as a more portable option, but these issues add up to a potentially bad experience.

I already have a horror story that I will not share publicly because I only learned of this HUGE security breach after the fact, but not being able to delete or update credit card info is a disaster waiting to happen.

Apparently, email addresses in the system cannot be deleted either. Let's say that you let your account lapse and then some time later (years?) you give the adapter to a friend to re-activate and use. OR, perhaps you even lose track of the adapter and it ends up in someone else's hands?

This is looking pretty bad and I cannot imagine how this company has remained in business wihtout someone suing them.
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Magicjacktechsupport
MagicJack Contributor


Joined: 21 Aug 2009
Posts: 58

PostPosted: Sun Aug 15, 2010 11:20 am    Post subject: Reply with quote

Hey, You can delete the email address from your account . But it takes some time to get delete permanently from your account.

According to magicjack's TOS , It cann't be sold after registering .

7. No Resale

Unless expressly authorized in writing by magicJack, you agree not to reproduce, duplicate, copy, sell, trade, resell or exploit for any purposes any portion of the magicJack device or the Software.
8. License

magicJack grants you a personal, non-transferable and non-exclusive right and license to use the magicJack device and Software on your computer; provided that you do not (and do not allow anyone else to) copy, modify, create a derivative work of, reverse engineer, reverse assemble or otherwise attempt to discover any source code, sell, assign, sublicense, grant a security interest in, or otherwise transfer any right of the magicJack device.
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